Updated and effective on 2021-10-11
Who We Are
Our website address is: https://www.creditriseup.com
Blue World Dreams Inc. is the owner of this website (referred to as the “Website” or “Credit Rise Up”). This page informs you of our policies regarding the collection, use, and disclosure of Personal Information when you use our Website.
What personal data we collect and why we collect it
We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive.
We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
More on Cookies below.
Your Data Voluntarily Submitted to the Website:
You may at some point voluntarily submit your name or email address on this Website by either subscribing to a newsletter, submitting a contact form or simply leaving a comment on a blog post.
We may collect your email address but only if it was voluntarily provided to us through the Website or by sending us an email.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded Content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
How We May Use You Your Information
- To operate and properly maintain the Website.
- To improve customer service. Information you provide helps us respond to your customer service requests and support needs in a more efficient manner.
- To respond to questions or comments
- To send you promotional content like our periodic newsletter. Recipients can always opt-out by selecting the “Unsubscribe” option found in each email.
Who we share your data with
Third-Party Use of Personal Information
Credit Rise Up currently uses the following third-party service providers:
This list may be amended from time to time at the Website’s sole discretion.
AFFILIATE PROGRAM PARTICIPATION / THIRD PARTY LINKS
How Long We Retain Your Data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profiles. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Contact form submissions will be kept for six months.
Customer purchase records will be kept for ten years.
Analytics records will be kept for 26 months.
What rights you have over your data
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
You can also opt out of all future email communications by following the unsubscribe links in our emails.
Alternatively, you can send us an email at hello @ creditriseup.com to be removed from our mailing list or to amend/update any personal information.
Where we send your data
Visitor comments will be checked through an automated spam detection service: Akismet
We collect information about visitors who comment on Sites that use our Akismet anti-spam service. The information we collect depends on how the User sets up Akismet for the Site, but typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.
Links To Other Sites
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Additional Rights of EEA (European Economic Area) Residents
If you are a resident of a country in the EEA, you have the rights, among others, to:
(i) access your personal data
(ii) ensure the accuracy of your personal data
(iii) the right to have us delete your personal data
(iv) the right to restrict further processing of your personal data, and
(v) the right to complain to a supervisory authority in your country of residence in the event that data is misused
If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work, or the place of the alleged infringement.
You may exercise any of your rights in relation to your personal data by written notice to us addressed to the following:
hello @ creditriseup.com
YOUR RIGHTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT (CCPA COMPLIANCE)
If you reside in California, you are entitled to additional rights under California law regarding your personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that Credit Rise Up disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive your verifiable consumer request, we will disclose to you:
- The categories of personal information we collected about you.
- The categories of sources for personal information we collected about you.
- Our business or commercial purpose for collecting or selling that personal information.
- The categories of third parties with whom we share that personal information.
- The specific pieces of personal information we collected about you (also called a data portability request).
Deletion Request Rights
You have the right to request that Credit Rise Up delete any of your personal information that we collected from you and retained, subject to the following exceptions. ;
- Provide goods or services to the consumer
- Detect or resolve issues security or functionality-related issues
- Comply with the law
- Conduct research in the public interest
- Safeguard the right to free speech
- Carry out any actions for internal purposes that the consumer might reasonably expect
We will not discriminate against you for exercising any of your CCPA rights.
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Exercising Your Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable request to us by email at hello @ creditriseup.com with subject Attn: CCPA.
You may only make a verifiable request for access or disclosure twice within a 12-month period. You may also make a verifiable consumer request on behalf of your minor child.
The verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
To respond to your request or provide you with personal information, Credit Rise Up must verify your identity or your authority to make the request.
We will only use personal information provided in a verifiable request to verify the requestor’s identity or authority to make the request.
Please be advised that Credit Rise Up DOES NOT SELL YOUR PERSONAL INFORMATION to third parties and have never sold your personal information. We do not intend to sell your personal information in the future either.
Under the CCPA, you still have the right to opt-out of such sales. If you would like to record your preference for Credit Rise Up to not sell your data in the future, then please send us an email at hello @ creditriseup.com, Subject line: DO NOT SELL MY PERSONAL INFORMATION
Only you as the person registered with the California Secretary of State can make such verifiable consumer requested related to your personal information or someone you authorize to act on your behalf.
We will respond to a verifiable consumer request within forty-five (45) days of its receipt.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Compliance With Laws
Credit Rise Up will disclose your Personal Information where required to do so by law or subpoena.
COPYRIGHT © 2021 Credit Rise Up