What Is JPMCB Card Services On My Credit Report?

Have you noticed JPMCB card services on your credit report and are wondering who they are?

man reviewing JPMCB card entry on his report

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If you’ve newly applied for a credit card issued by Chase Bank, that is likely the culprit for the odd JPMCB entry on your credit report. 

But let’s review the different circumstances under which you should and shouldn’t see a JPMCB card appearing on your credit report.

What Do The Initials JPMCB Stand For?

While you may be unfamiliar with JPMCB, you have likely heard of the JPMorgan Chase Bank or simply Chase Bank. 

JPMCB represents the business merger of J.P. Morgan & Co. with Chase Manhattan Corporation. Specifically, JPMCB stands for JP Morgan Chase Bank.

What Is JPMCB Card?

Chase card services have a large selection of JPMCB cards to choose from.

Whenever you apply for a Chase credit card, you can expect a hard inquiry to appear on your credit report. 

You may see JPMCB Card Services on the report or any of the following names; JPMorgan Chase & Co., JPMCB, JPMCB Card, JPMorgan Chase Bank.

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How Long Do Hard Inquiries Stay On Your Report?

When applying for financial services, whether a mortgage, loan, or credit card, the lender needs to evaluate your creditworthiness by reviewing your complete credit history. 

With these types of applications, the creditor, with your permission, will trigger a hard inquiry of your credit report. 

Although a hard credit inquiry does impact your credit score, it is, unfortunately, a requirement for the application process.

 This is why you should avoid over-applying for too many cards and especially those you already know you won’t qualify for. 

You can expect a hard inquiry to remain visible on your credit report for two years; however, its impact on your credit score should end around the 12-month mark. 

How Can JPMCB Cause a Soft Inquiry On Your Credit Report?

When reviewing your credit report, you might notice a soft inquiry from JPMCB card services.

This can be due to Chase sending you a pre-approval offer for a credit card, other credit-related products, or simply verifying your account for potential offers.

While a soft inquiry does appear on your credit report, it does not impact your credit score. As such, the bank does not require your authorization to request a soft pull, and they will only view a portion of your credit report.


Which Credit Cards Does JPMCB Issue?

JPMCB card services issue such a large variety of credit cards, from 0% intro APR cards, business, rewards, and travel cards, just to name a few.

With such a large variety of JPMCb cards, you may be unaware that you’ve applied for a Chase card which is why it’s now appearing on your credit report.

While some cards give the bank away, others are not so obvious.

Chase Bank currently offers the following cards (in alphabetical order);

  • Aer Lingus Visa Signature Card
  • Amazon Prime Rewards Visa Signature Card
  • British Airways Visa Signature Card
  • Chase Freedom Flex Credit Card
  • Chase Sapphire Preferred Credit Card
  • Chase Freedom Student Credit Card
  • Chase Freedom Unlimited Credit Card
  • Chase Sapphire Reserve
  • Disney Premier Visa Card
  • Disney Visa Card
  • Iberia Visa Signature Card
  • IHG Rewards Club Premier Credit Card
  • Ink Business Cash Credit Card
  • Ink Business Preferred Credit Card
  • Ink Business Unlimited Credit Card
  • Marriott Bonvoy Bold Credit Card
  • Marriott Bonvoy Boundless Credit Card
  • Slate Edge Credit Card
  • Southwest Rapid Rewards Performance Business Credit Card
  • Southwest Rapid Rewards Plus Credit Card
  • Southwest Rapid Rewards Premier Credit Card
  • Southwest Rapid Rewards Premier Business Credit Card
  • Southwest Rapid Rewards Priority Credit 
  • Starbucks Rewards Visa Card
  • United Business Card
  • United Club Infinite Card
  • United Explorer Card
  • United Gateway Credit Card
  • United Quest Card
  • World of Hyatt Credit Card

How to Remove JPMCB Card from Your Credit Report

If you didn’t apply for a Chase credit card or authorize them to check your credit for another product, you could be facing a reporting error, or you may be the victim of an identity thief.

Credit reporting error

If you believe there is a reporting issue on your report, you should contact the credit bureaus listing the error and file a dispute.

Not only can you get a free annual copy of your credit reports, but all three major credit bureaus (Experian, Equifax, and TransUnion) have straightforward ways of disputing inaccuracies

Once you file your dispute, the credit bureau will be forced to investigate the entry. 

This could be a reporting error by the credit bureau, a creditor pulling a hard credit check without your authorization, or even a fraudulent credit application being made with your personal data.

Identity Thief Cases

If you suspect the entry to be a case of identity fraud, you can take a few additional precautions to protect yourself and your credit; 

  1. File a police report
  2. Requesting a fraud alert notice on your credit reports
  3. Filling a report to the FTC.
  4. Placing a credit freeze or credit lock on your account

Get Help From a Credit Repair Company

Credit repair companies like Credit Saint are the experts and are available to help.

 If you suspect that you are the victim of an identity thief, the right credit repair company can implement the best steps to repairing and protecting your credit score. 

You can always start with a free consultation before committing to any credit repair services. 


With so many available credit-related products on the market, it’s not surprising that JPMCB card services can cause a bit of confusion.

If you have legitimately applied for a JPMCB card with Chase bank, the credit reporting should be accurate.

However, for any inaccuracies or concerns, be sure to follow through with submitting a dispute, implementing any credit freezes or notices you need, and seeking guidance from a credit repair company for help.

About the author

Clara is the founder of Credit Rise Up, an entrepreneur, personal finance expert, and credit repair enthusiast. She’s committed to helping her readers get on the right track and take actionable steps towards improving their credit by using the experience that allowed her to join The 800 Club. Find out more.

What is JPMCB Card Services on my Credit Report?